Debt Calculator

Use our debt calculator to see how long it will take you to be debt-free. Enter your monthly payment and interest rate to see your debt payoff timeline in months and years. You can even see how paying extra each month can reduce your timeline, and by how much.

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Want to learn more about managing your personal finances? Whether you're new to managing your finances or a seasoned expert in need of fresh insights, our articles provide tips and strategies to help you position yourself for a healthier financial future.






Basic Budgeting

Nobody really likes the idea of being on a budget. It sounds like work and sometimes feels limiting. But budgeting doesn't have to complicated. And if you stick with it, it will actually help you have more financial freedom, by giving you greater control of your money.

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Start Saving Now,
Start Saving More

Research shows that Americans today generally don't save enough. The good news is that with a little discipline, it's not too difficult to start putting money away. Here are some tips to help you get started.

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Third-Party Tools

Use these resources to find additional tips, articles and tools that can help you on your way toward wise financial management.

The National Foundation for Credit Counseling® (NFCC®) is the nation's largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.

Consumer Financial Literacy Survey

The Consumer Financial Literacy Survey provides a fresh look at the American consumer's level of knowledge as it relates to financial literacy and trends associated with personal finance behavior. The 2017 Consumer Financial Literacy Survey was conducted by Harris Poll on behalf of the NFCC®. offers expert advice and tools you need to make financial decisions with confidence by helping you find and compare rates on financial products like mortgages, credit cards, car loans, savings accounts, home equity loans and more. also publishes original and objective content to help you make smarter financial decisions.

AARP is a nonprofit, nonpartisan, social welfare organization with almost members 38 million across the U.S. AARP helps strengthen communities and works with its members on the issues that matter most to families — such as health care, employment and income security, and protection from financial abuse.