Pre-Bankruptcy Counseling

At CCCS, no challenge is too great. Whether you're dealing with the effects of bankruptcy or need to understand the alternatives to taking that measure, our experienced counselors will provide you with the information, resources and advice you need.

If you're considering filing for bankruptcy, before you contact an attorney, CCCS will meet with you to discuss your unique circumstances and help you formulate ways to manage your finances independently to achieve your goals. We'll explain the bankruptcy process in detail — the advantages, disadvantages and possible alternatives — and provide an in-depth analysis to help you make an informed decision that's right for you and your family.

At the conclusion of your counseling session, the required pre-filing bankruptcy certificate of completion will be mailed to you.